Local Co Financial Services See offers

Limited-time offer

Switch to Local Co and feel the difference.

Clear rates, no annual card fee, and interest that lands every month. This is the landing page our paid campaigns point to.

Three ways to start

Every offer below is a representative example; the full cost and terms are on each product page.

Card

Everyday Card

No annual fee, 55 days interest-free.

24.9% APR representative (variable)

See the card ›
Loan

Personal Loan

Fixed rate, no early-repayment fee.

7.9% APR representative (fixed)

See the loan ›
Savings

Easy-Access Saver

Save from £1, instant access.

4.10% AER variable

See the account ›

Risk warning

Credit and loan products cost money to borrow and are subject to status. Missed payments may harm your credit rating and make future borrowing harder. Savings interest is variable and can change. Representative examples and full terms are shown on each product page. Please borrow and save responsibly.