Local Co Financial Services Apply now
Local Co Financial Services

Financial services

Everyday banking, done simply.

Credit cards, personal loans and savings with clear terms, fair rates, and none of the small print you need a magnifying glass for.

Products built around you

Straightforward money products for real life. Every rate below is a representative example, and every product page shows the full cost up front.

Credit card

The Local Co Everyday Card

No annual fee, 55 days interest-free on purchases, and instant spend alerts.

24.9% APR representative (variable)

See the card ›
Personal loan

Fixed-rate Personal Loan

Borrow £1,000 to £25,000 over 1 to 5 years, with the rate fixed for the life of the loan.

7.9% APR representative (fixed)

See the loan ›
Savings

Easy-Access Saver

Save from £1, withdraw whenever you like, and watch interest land every month.

4.10% AER variable

See the account ›
1.2m
customers banking with Local Co
4.7★
average app store rating
24/7
UK-based support